Description: The latest Long-Term Care Insurance Persistency Report covers a three calendar-year period, years 2005 - 2007. This is the Excel spreadsheet containing the lapse rates broken down by demographic and benefit categories as well as in total. Please see the SOA website for the complete report.

Description: The report, authored by Cathy Ho and Nancy Muise, represents the results of individual life insurance lapse experience for guaranteed issue and simplified issue life in the United States. Lapse experience for a subset of these data that is specified as pre-need life insurance is also reported. The data collected covers policy experience from 2005 to 2009.

Description: This report, authored by Cathy Ho and Nancy Muise, represents the results of individual life insurance lapse experience for guaranteed issue and simplified issue life in the United States. Lapse experience for a subset of these data that is specified as pre-need life insurance is also reported. The data collected covers policy experience from 2005 to 2009.