Description: The author analyzes why LTCi is so risky, capital-intensive and unprofitable, and then makes the case that if we rethink the fundamental way a stand-alone LTCi should work, it can be transformed into a successful product.

Description: The author discusses changes in LTC insurance transactions.

Description: Review of LTC Industry

Description: Chairperson's update on the Long-Term Care Insurance Section .

Description: The basics and importance of the utilization assumption for long-term care insurance.

Description: Update on LTC Section activities and other issues from the perspective of a Society of Actuaries' staff actuary.

Description: This session discussion is about nonforfeiture values for long-term care: valuation of different approaches [cash surrender value, return of premium, reduced paid-up, extended term, shortened benefit period], sensitivity testing, implications for marketing and regulatory status. From Record of Society of Actuaries Vol. 19, No. 1A.

Description: Panelists at this session of the SOA 1995 Vancouver Spring Meeting present key findings of a recently released inter-company study of long term care experience.

Description: Panelists discuss the pros and cons of using a care manager in order to receive either benefits or enhanced benefits in long term care plans. From the Record of the Society of Actuaries, Vol. 24, No. 2.

Description: The panelists at this session of the SOA 1998 New York Annual Meeting review the Long-Term-Care Intercompany Experience Study plus a non-insured study and model, and how to utilize the supplementary data included.